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" ... Looked at in the bigger picture, economies can’t expand without failure. Absent the latter, the release of underutilized capital (human and physical) from lousy companies into better hands would rarely take place. Precious resources would be stuck. Recessions are the drivers of rebounds because it’s during recessions that subpar and awful businesses are relieved of the resources they’re underutilizing. Silicon Valley isn’t the richest region in the world because all of its businesses succeed; rather its wealth is directly related to the fact that most every one of its startups eventually goes belly up. Silicon Valley has failed its way to massive wealth. ... "
" ... Technology was virtually nonexistent when I entered the profession. Today, our business can’t run without it, simply because our clients demand a digital experience that augments the offline components of our service model. While this may seem like a no-brainer, I’ve also seen how it becomes an underestimated dark horse in how the top 10% of advisors separate themselves from the pack. There was a time in my career, in the last decade, when I realized first-hand how underutilizing tech would hurt us in the long run. A long-standing client once came in for an annual review and expressed how much they loved us, pledging their never-ending loyalty, but then quickly pivoted by saying, “but our kids don’t see how you’re adding value or how your digital experience makes things easy for them, so we’re not sure we’ll stay.” ... "
" ... That structure provided a baseline, though still a blip compared with Hillary Clinton's state-by-state machine. The decision that won Trump the presidency started on the return trip from that Springfield rally last November aboard his private 757, dubbed Trump Force One. Chatting over McDonald's Filet-O-Fish sandwiches, Trump and Kushner talked about how the campaign was underutilizing social media. The candidate, in turn, asked his son-in-law to take over his Facebook initiatives. ... "
" ... The Late Merge logically allows for better use of the roadway availability. If drivers prematurely get out of an available lane, they are going to crowd into the other remaining lane, thus underutilizing the lane that still has room and time available for usage. When you attempt to cram one queue or line of cars into another lane, it is going to cause an adverse and unwarranted distending of traffic and disturb the overall flow of traffic, therefore you should only do so when there are no other viable means to continue using the second lane. ... "
" ... “The problem with driverless cars is the scalability issue,” said Craig Johnson, president of Consumer Growth Partners. “Walmart’s curbside click and collect is a proven model that the retailer is able to provide with its existing infrastructure of stores, albeit with slightly modifications. It seems like a much more efficient model because it’s all scalable and you don’t have to invest in a lot of technology that you may be underutilizing.” ... "