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" ... Hi Larry, I retired at 62, not my full retirement age. I receive about $2,100 before Medicare B is deducted. My wife will reach 66 and two months, her full retirement age, next March. She would receive about $680 based on her own work history. If she waited till 70, she would receive about $900. If she retires at FRA in March, She sould she receive 50% of my $2,100 benefit, right? Thanks, Ken ... "