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" ... On an individual scale, bills are now (mostly) paid automatically, drafted from a bank account in a fashion that requires little to no human oversight. Likewise, the internet exists and technology solutions avail to change how businesses function. So then why does modern enterprise insist on maintaining the status quo of manual, paper-based processes that include admin-centric invoice payment systems and human signatures or signoffs? Why not shift to an instantaneous model rooted in real-time transactions, one that consumers use almost daily? ... "