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" ... Five million seems like a lot of money. Until you consider that those profits are before accounting for interest, taxes, depreciation or amortization. Take just the interest. The Trump Organization borrowed $170 million from Deutsche Bank to renovate the property. There is no evidence that Trump has paid down any of the principal on that loan, though it’s possible he has. That makes it difficult to pinpoint exactly how much he is paying in interest, especially since Trump has a variable interest rate on the property. But let’s say the Trump Organization still owes $170 million and paid something like 3.35% in 2017, which would have made it one of the president’s cheaper loans. On $170 million of debt, 3.35% interest adds up to $5.7 million in annual payments. Poof—there goes the possible $5.1 million in profits for that year. In 2018 and 2019, much to the chagrin of the president, interest rates increased, likely boosting his company’s expenses. An analysis of the president’s financial disclosure report and interest-rate benchmarks suggests the Trump Organization could have paid over 4% interest on the hotel during his second and third years in office, or more than $7 million. Enough to bury the estimated $5.2 million in earnings each year. ... "
" ... If you’re planning to renovate your kitchen, Chiaramonte recommends adding a pantry if possible. “Kitchen storage [is] at a premium since everyone is conscious of the ability to store extra food and pantry items these days.” ... "
" ... Similar to leaders at Tanium and Puppet, Christian Leffin, strategic customer advisor in the Office of the CEO at Salesforce, is thinking about digital transformation, particularly related to the customer experience. He spoke about a transformation continuum—to renovate, transcend and evolve. Part of the “evolve” mindset is having a plan, a North Star, where leadership collectively commits to revisit business plans and make any necessary changes around strategic projects, their organizational culture, people and technologies—all under the notion that they should be customer-centric. ... "
" ... So what's the best way to renovate a kitchen in 2020? Are white kitchens still in style? What type of flooring is ideal? I spoke with several interior designers and industry professionals to learn what their best kitchen renovation tips are. ... "
" ... While many people have moved or are beginning to renovate, most of us are simply doing the best with what we have. After all, due to shutdowns, shortages, and demand for design-related services, there really isn’t an alternative. From the reality of COIVD life, to creating as pleasant an environment as possible, here are five ways the pandemic has influenced interior design trends in 2020. ... "