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" ... However, fees and expenses cannot be the only factor when “benchmarking” your plan. Fund quality and performance, advisor fiduciary services, recordkeeper tools and websites are all factored into the equation. Plan sponsors would benefit from hiring an outside vendor to perform a “professional” benchmarking. ... "
" ... Mutual fund secret payments related to retirement plans and investment advisory accounts—kick-backs to recordkeeper, administrator, trustee, and custodian intermediaries—raise additional regulatory concerns due to the heightened fiduciary standards that apply, as well as Employee Retirement Income and Security Act (ERISA) prohibitions. ... "