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" ... Nearly everyone has been doing a lot more things from home, either by virtue of lockdowns or merely out of a desire to play it safe. Beyond shopping online more, we have also been working from home, eating at home, being entertained from home, and trying to stay fit at home—all of which drove major spending reallocations. The lack of travel opportunities and special events, along with an empty social calendar, have cut deeply into higher-end apparel, beauty and accessories. There’s no point getting all dressed up when there’s no place to go. ... "
" ... This kind of rigorous budgeting tends to lead to wholesale layoffs of middle management, grounds corporate jets, as well as leading to major reallocations of dollars from less profitable businesses to those with greater profit potential. It is a form of budgeting that drives cost cutting. And the biggest savings opportunities are in the supply chain. ... "