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" ... So, you've decided to invest in income-producing real estate for the first time. You have been burning the midnight oil and found a four-plex that has turned your head. You just know this is the right one. Boy, does it have chemistry: It's in a great neighborhood and has recently been remodeled. You love the granite countertops, the quaker wood floors and vaulted ceilings. Oh, but it is a bit overpriced. Actually, a lot overpriced. Maybe you can get the seller to come down. If not, you will just have to raise the rents over time to achieve the cash-on-cash return you are looking for. You just have to own this property! ... "