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" ... And the French have a label for their system. Pay-as-you-go, in their telling, is not simply a “whoopsie-daisy, guess we should have prefunded but it’s too late now” system, but a matter of what they call “intergenerational solidarity” (solidarité intergénérationnelle) — workers pay taxes, elders receive benefits, and the cycle continues. And this is true not merely of the primary Social Security system but also the quasi-public complementary multiemployer plans for blue- and white-collar workers, ARRCO and AGIRC, or similar plans for various specific occupations, even through various reforms in these systems and as efforts to transition to funded systems were implemented in nearby countries. ... "
" ... Technologies that may be disrupted include SWIFT and similar technologies used in the banking sector. Since stablecoin settlements are on-chain, instantaneous and cheap, the use of SWIFT, a third-party option, may drop as stablecoins can be used for payment and to store value. Also, the FX industry will be affected because through a global stablecoin, users won’t need prefunded accounts for value movement across jurisdictions. ... "