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" ... In promoting undefined rules, CFP Board politicizes and degrades the value of the planner that previous studies show is far above the cost (as should be obvious from the simple fact financial planning is a job that exists), pretends it can judge that value to a client it does not know, ignores the economic reality that always and everywhere the client is the determiner of the value proposition in a contract, and destroys opportunities for future advisor growth as it adds an unnecessary and useless litigation risk to planners. ... "