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" ... "We're like a big pawnshop. When banks say 'no,' we say 'yes,' " says Doungchai Kaewbootta, 36, Srisawad's managing director. The firm has to contend with the consequences of dispensing loans more freely; its ratio of nonperforming loans stands at 4.3% of assets, which is higher than the 2.9% average for the banking sector. For the higher risks Srisawad is willing to take, it enjoys a fat net interest margin of 25% versus 2.5% for banks. Car-backed loans are generally offered for a year, whereas those against trucks are for 18 months. ... "
" ... And for a brief moment during the Depression, she was forced to pawn the Hope Diamond for $37,500 in a last-minute attempt to prevent a house foreclosure. On the day she had arranged to reclaim it, she took the train from Washington to New York and turned up at William Simpson’s pawnshop entirely alone. No bodyguard for her, in fact not even a bag: She stuffed the diamond, along with a few other precious stones she was picking up, into her dress and set off uptown to meet some friends. After lingering too long over lunch, she rushed to catch her train, running “through the station so fast I thought I would be shaking the stones out of my bosom at every step.” A far cry from the high security of the Smithsonian Institution, where the Hope sits safely on a turntable within a glass cabinet today, attracting more than seven million visitors a year and currently estimated to be worth around $350 million. ... "
" ... Ma, a former English teacher who became one of China’s internet pioneers, became the focus of regulator’s scrutiny following a speech at a summit in Shanghai in late October when he declared that China’s regulatory restrictions were hampering innovation. Chinese banks had been operating with a pawnshop mentality, he said. ... "
" ... Some Chinese netizens on Weibo compared Wang’s poem post with the speech given by his rival Jack Ma at a high-profile financial forum in October 2020. The billionaire founder of e-commerce giant Alibaba slammed Beijing’s regulatory system at the time, saying Chinese banks had been operating with a “pawnshop” mentality. ... "