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" ... Put simply, Open Banking technology allows the Portify solution to analyze the user’s bank data - for instance, income, outgoings - and provide advice on managing their finances month-by-month. For instance, the app might tell you that unless you work more hours, you're heading for a financial shortfall. ... "
" ... Some people argue that it’s best to have an emergency savings fund of at least three months’ worth of outgoings. ... "
" ... “A million pounds it isn’t that much, [but] everything moves a lot faster with investment. You have to understand what that means for the economics of the business, your income versus outgoings, your salary bill each month, your income targets. If [the targets] don’t get met, then you have to be really clear about what you’re doing about it, and responsive to making sure that you have the answers.” ... "
" ... “Even with a resumption of air traffic, any income from passengers is likely to be too low to keep up with outgoings and would most likely render easyJet insolvent if it continues to pay Airbus for more aircraft,” Haji-Ioannou wrote. He also threatened legal action. ... "
" ... “Ideally, this would amount to at least three months’ income. If, say, you’ve saved money from cancelling a holiday because of the pandemic, or have just had fewer outgoings over recent months thanks to lockdown, then consider re-directing this cash into a rainy-day fund.” ... "