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" ... 2020 is going to be a breakthrough year for cryptocurrencies and blockchain. Some of the long-term impediments to the ecosystem reaching mass adoption, like scalability and volatility, are being solved by new offchain protocols, stable assets and improved on/off ramps to and from the traditional financial system. Nonetheless, a couple of systemic risks lurk in the shadows. Even if they don’t bring the ecosystem to a halt, they can definitely create enough damage to slow down the growth of the industry for several years. ... "