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" ... For alternative lenders: Personalization is the core of future technology solutions. Combining AI technology and financial literacy can help businesses deliver their clients the information they need to make the right financial decisions. This reduces the risk of credit nonpayment and increases the reputation of the business as a reliable provider. ... "
" ... It’s also worth noting that retailers do not bear any risk from nonpayment of a credit card as well: If a customer buys a new TV from Target using his credit card and then fails to pay his credit card bill, the merchant is unaffected. Banks eat between $35 billion to $40 billion of unpaid credit card debt each year. ... "
" ... While evictions for rent nonpayment might be on hold amid the coronavirus pandemic, some tenants in New York City are dealing with displacements of another sort. ... "
" ... • Currently, you cannot evict tenants for nonpayment due to federal and state eviction moratoriums. ... "