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" ... A “soft landing” is optimistic. The weekly unemployment numbers came out after the Paycheck Protection Program ended. The PPP was part of the multitrillion government stimulus plan that provided companies with forgivable loans under the condition that they’d retain their employees for a specified period ending Sept. 30. Thousands of businesses that are dealing with life-threatening financial problems, due to the disruption wrought by Covid-19, will most likely not hire new people. It's reasonable to believe, if market conditions do not improve, there will be an avalanche of downsizings when the PPP restriction stops and companies start letting go of workers to cut costs and save money. ... "
" ... For the millions of Americans who have lost their jobs or are worried about the safety of their jobs, they’ll curtail expenditures and hold off on purchasing items. To make matters worse, Congress couldn’t come to an agreement over a second stimulus package. The last multitrillion dollar round helped invigorate the economy, stock market and led to the creation of new jobs and companies bringing back furloughed workers. In the absence of a financial rescue plan, people may not be able to pay their rent or mortgage payments and have little leftover for gifts. ... "
" ... The PPP was part of the multitrillion dollar CARES Act stimulus package enacted by the federal government during the early days of the Covid-19 pandemic. The goal was to swiftly provide money to small and midsize companies with 500 or less employees to stay afloat. The funds had to be used by these smaller businesses to retain workers. It was a win-win plan in which employees kept their jobs and businesses were able to survive the worst economic disaster since the Great Depression with a much-needed cash infusion. The loans would be forgiven if the companies retained employees for a specified period of time ... "