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" ... "Like the patchwork of state and local moratoriums preceding it, the temporary [national eviction moratorium] has protected many renters from the threat of losing their homes in the middle of a pandemic. However, our analysis suggests that this stopgap measure has left millions of additional households, many owing thousands of dollars of back rent, at risk when the moratorium expires," the Fed report concludes. "These households are primarily those with workers who lost jobs yet did not receive state or federal UI (and other associated CARES Act provisions)." ... "
" ... I'm speaking about the eviction moratoriums that were enacted earlier this year. On its face, the intent of these policies is admirable — preventing millions from becoming homeless. It helps those in a world of financial hurt and unemployment stemming from the pandemic — which disproportionately hit lower-income households. As someone who works in affordable housing, I agree that sound and sympathetic policies were needed. But I'm also extremely worried about their unintended consequences. Unfortunately, these moratoriums are going to do long-term, significant damage to affordable housing going forward, making housing inaccessible for those most in need of stable opportunities. ... "
" ... The Act, which is now officially law, extends federal unemployment benefits, provides for $600 cash payments to Americans, extends eviction moratoriums, provides housing assistance payments, funds food assistance programs, and creates a second round of Paycheck Protection Program (“PPP”) loans for small businesses. ... "
" ... There are several factors that likely played a role here. Landlords and lenders have been more flexible than usual as shutdowns hit everybody unexpectedly, and the stock market has been more resilient this year than in our last major downturn, too. Both of these have made it easier to keep the lights on, at home and at work. Legislation like the CARES Act and other pandemic-related assistance programs also provided a boost, with loans, eviction moratoriums and unemployment payments helping many stave off dissolution. ... "