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" ... Hi Larry, My wife will be 65 this year, while I will be 60. If she applies for her Social Security retirement benefit at her 66 and 10 mnths FRA at ~$800, will it impact her later spousal benefits when I reach 67 FRA and file for my $3,400 retirement benefit? Will SSA automatically switch her to spousal benefits or will she have to apply? Thanks, Leonard ... "