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" ... Digital investing startups such as Betterment and Wealthsimple are undercutting established fund management business models and gaining traction with investors. And many of these propositions are mobile-first, including microinvestment manager Stash and stock trading app Robinhood. Aimed at digital-savvy Millennials, the common thread across these startups is that their apps are easy to use and provide less expensive services than the incumbents. ... "