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" ... Collaborating with other merchants, particularly in your own space, can be a powerful aid here. You're likely seeing the same trends and fraudsters; if you work together using some form of privacy-enhancing computation so that no personal user data is ever shared, you can even leverage one another's knowledge about which users are already trusted. ... "
" ... When merchants receive chargebacks, they lose the revenue from the initial sale as well as any merchandise already provided to the buyer. They’re also responsible for costly chargeback fees and other, longer-term threats. For instance, merchants with chargeback rates above the thresholds deemed acceptable by Visa and Mastercard could be classified as high-risk, making it harder for them to secure banking and payment processing support. ... "