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" ... WASHINGTON, DC - NOVEMBER 04: Federal Reserve Chair Janet Yellen testifies before the House Finance ... [+] Committee in the Rayburn House Office Building November 4, 2015 in Washington, DC. Because the Obama administration has yet to appoint a vice chairman for supervision at the Federal Reserve -- as madated by the Dodd-Frank Law -- Yellen is assuming the semi-annual duty for reporting to the committee on the Fed's "supervision and regulation of the financial system." (Photo by Chip Somodevilla/Getty Images) ... "