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" ... Fighting against this crime will require very robust checks of ID documents with every user, using identity verification software. When you combine this with a mobile phone selfie and a liveness test, as well as a human expert ready to investigate, you have as robust a system as you can get. ... "
" ... It’s the combination of leveraging a biometric with certified liveness detection that ensures, with a high degree of assurance, that the person logging in is the registered account owner. ... "
" ... That’s why more sophisticated identity verification solutions have embedded certified liveness detection to sniff out advanced spoofing attacks, including deepfakes, and ensure that the remote user is physically present. ... "
" ... When opening an account, the user will be asked to take a picture of a government-issued ID (e.g., a passport or driver’s licence) using their smartphone or webcam — this creates a reliable trust anchor and checks the ID for fraud. Then, the user will be asked to take a corroborating selfie which includes a built-in liveness check to ensure the person is physically present (and not using a picture or pre-recorded video for their selfie). It’s at this step that a digital representation of the person’s face is created, a 3D face map that can be kept on file for downstream authentication events. This provides a significantly higher bar and helps ensure that the user is truly who they claim to be. If the selfie does not match the picture on the ID, the profile will be flagged as fraudulent. ... "
" ... • Look for liveness. Since fraudulent accounts often result from easily stolen photos, simply asking for another photo won't provide any identity assurance at all. Strong identity verification measures will take this into account and prioritize "liveness," making sure a real, living person is in front of the camera. Obtain more identity assurance by requiring users to take a selfie live in a certain pose within the app rather than uploading one, lowering the risk of someone reusing a photo of a person they impersonate. To increase identity assurance, liveness can also be detected via more sophisticated technologies such as AI that can analyze photos and videos for lighting, pixels, composition and more to thwart even the most advanced impersonation techniques. ... "