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" ... Before the onslaught of COVID-19, the clinic generated $100 of revenue from commercial insurers and Medicare/Medicaid (Column 1) per month. Their total expenses were $80, leaving $20 in profit each month. Then, COVID-19 ran rampant, crushing revenues. While the expense architecture remained the same, the practice found itself upside-down to the tune of $50 (Column 2). The clinic then furloughed and/or fired staff and managed to reduce its “Misc. Other” costs by $7; however, it was still upside-down $23 (Column 3). After consulting with its trusted advisors – who were up to speed on CARES – the clinic participated in the program, which meant retaining staff and mitigating staffing expenses. (Column 4 shows $35 contributed via CARES, which covered $35 in staffing expenses.) The cash injection via CARES plus an aggressive telehealth program (see my April 2, 2020, article at Forbes.com titled COVID-19 and Telehealth: Crisis Drives Flexibility and Expands Care) provided a financial lifeboat for the clinic. While CARES did not make the practice whole, the expanded revenue options and expense mitigation combined helped to keep the clinic afloat. ... "
" ... Fox News Channel served as the lifeboat for Fox Corp. through the pandemic, reliably beating its cable news rivals in primetime during a year dominated by a flood of captivating stories, including an uncontrolled spread of coronavirus, nationwide protests against racial injustice and a rancorous presidential election. ... "
" ... September 4, 2020: broken and unmanned lifeboat found by Japan's Coast Guard Headquarters 4 km east ... [+] of Kodakarajima island of Kagoshima prefecture. ... "
" ... We all have responsibility to make changes that will allow our civilization to adapt to and mitigate the effects of climate change. I’m lending my experience in financial analysis and the markets. What can you do to help civilization? It’s time to reserve our seat on this lifeboat we call Earth and start rowing! ... "