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" ... (B) the lender shall not be subject to any penalties relating to loan origination, forgiveness, or guarantee of the covered loan based on such reliance. ... "
" ... Borrower bias against ARMs combined with lender financial interest in maximum cash withdrawals make for a perfect marriage. But not one made in heaven. ... "
" ... In Milkovich, Lisa Milkovich and Dang Nguyen (the “Appellants”) purchased a property, giving the lender a recourse mortgage. The two filed a joint Chapter 7 bankruptcy petition a number of years later. The property was abandoned during the course of the Chapter 7 proceedings, with the proceeds from a foreclosure sale first going to pay the lender for accrued unpaid interest, and then being applied towards principal. The Appellants attempted to deduct the interest payment. The District Court dismissed the complaint for failure to state a claim and arguments were heard by the 9th Circuit Court of Appeals on November 3rd, 2020. ... "
" ... Notwithstanding the above, the Interim Final Rules provide that the lender may request additional documentation if it “concludes that it would be useful in conducting the lender’s good-faith review of the borrower’s loan amount calculation.” ... "