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" ... The analysis examines bitcoin according to four characteristics that define asset classes: investability, politico-economic features, correlation of returns or price independence, and risk-reward profile. Burniske and White conclude not only that bitcoin is the first of its kind in a distinct asset class, but that the terms “cryptocurrency,” “virtual currency” or “digital currency” are misleading because they imply that such investments are a subset of the currency asset class. They propose other terms such as cryptomark, cryptobit, cryptostamp, ledgermark or consensobit. Additionally, they assert new terminology could help clarify currently disjointed regulations, in which the Commodity Future Trading Commission calls bitcoin a commodity; the Internal Revenue Service, property; and the U.S. Securities and Exchange Commission deciding its approach on a case by case basis. ... "