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" ... Analytically, my issue with Citigroup is it’s an international bank operating nearly inscrutably. Revenues from Latin America, Asia and Europe exceed North America’s $8.3 billion. This revenue base hung in but credit losses edged up and the credit reserve build was lower than a year ago. ... "
" ... Instead, I'm trying to draw attention to an overlooked cost of our inscrutably expensive healthcare system. Patients and providers are losing trust—in pharmaceutical companies and in third-party payers. Probably in the whole system. Other outpatient clinic interactions I've studied reveal doctors and patients complaining about the complexities of Medicare and Medicaid, or about the greediness of HMOs or local hospital systems. All these complaints, all these concerns, draw doctors and patients away from the reasons they find themselves together in an exam room—to identify and address patients’ health problems. ... "
" ... So what is one of the biggest “unforced errors” in early stage investing? According to Christopher, “It’s the 11th-hour deal document dump-- a giant mess of unorganized, inscrutably named PDF, Excel and MS Word files that arrives via email late on a Friday night from a person you never heard of.” Worse, the email demands immediate attention and response. ... "