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" ... As Millennials finally get around to committing to those indicia of adulthood that have characterized the preceding generations—household formations; buying a first home; bearing the generation that will follow the one that came after them—Gen Z will become the predominant force driving the multifamily rental market. With FaaS becoming a value-add for marketing and leasing rental units, the impermanence of Gen Z will impact everything from unit sizes to rental terms: Couch renting may soon eclipse couch-surfing as a lifestyle choice. ... "
" ... If you want an advance to be respected as a loan, you would be advised to follow the formalities: get a written note, evidenced by a security, with collateral, a maturity date, and stated interest payments. In Rutter, there were no written notes evidencing the $44 million in advances made between 2005 and 2009. Lacking the formal indicia of a loan, the court concluded that this factor supported characterization as equity. ... "
" ... Since the initial emergence of an American middle class, about halfway through the last century (as part of and integral to the United States’ post-WWII manufacturing boom), owning a home has been the hallmark of economic independence and financial success, as well as the principal indicia of wealth creation for this rising middle class. Housing values could be consistently counted on to rise an average of 3% per year, decade after decade. ... "
" ... · Money transmitters should develop transaction monitoring practices that identify mixer-related transactions and should use the presence of mixers as possible indicia of suspicion when considering whether to file a SAR; ... "