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" ... Constantly worrying about money throughout retirement sounds miserable to me. While money is an important part of a happy retirement, it isn’t the only thing to consider. Economist and Nobel Prize winner Angus Deaton once showed that people’s happiness was at its peak when their annual salaries were around $75,000. I would guess many of you would be in great shape if you could have $75,000, per year, guaranteed throughout retirement, regardless of how long you lived. I’m also aware that many others would have trouble surviving on that (small) level of income and would not likely be living your happiest and healthiest retirement. The point you should take away from this is that you will likely get diminishing returns as your income or net worth grows. Again, retirement isn’t just about the money. ... "
" ... If I were a fast food restaurant, I wouldn't think of adding cost by taking my drive thru from one- to two-lanes. I would be putting in an air cleaning system and technology that's readily available from healthcare providers and promote the heck of it saying, Come back to the dining space ... this is the healthiest place on earth! It will create a competitive advantage to get people back to their dining spaces. The technology is there. Companies should make "healthy space" and air quality plans now to prepare for when we re-open businesses. Those that do will have an advantage. ... "
" ... Laser focus on the healthiest restructuring of your family is going to give you the best possible chance of owning your future. No matter how many zeroes there are in your bank account, these decisions lay the foundation for the rest of your financial life. Picture the life you want and strive to get there. This is a long road, with no easy exits. Often it is hard to envision the end game because you are tired and want to be done. Now is the time to focus on the small details to ensure you make wise decisions and create an agreement that is enforceable while protecting the future for you and your family. Don’t sign an agreement you don’t intend to follow just so you can get your divorce over with. ... "
" ... Not even the healthiest, most successful companies are immune to the impact of leadership turnover, especially if those leaders were highly trusted and well-liked. Fortunately, while leaders set the tone, what makes the culture thrive is your people. ... "
" ... When the retail apocalypse hits even the most basic food group like chocolate, you know things are bad. If ever there was a great gift or pick-me-up with an enduring future, it has to be chocolate. Godiva chocolate may not be the healthiest food but few other things are liked by almost everyone, come in a nice, giftable package and are an affordable luxury. It must say a lot when a long-established brand like Godiva announces, as they recently did, that they’re closing all of their 128 U.S. and Canadian stores. The future of retail must be beyond terrible. ... "