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" ... Other fintech companies like ftcash and PayPal see this as a watershed moment for the industry. Firstly, limited money will be in circulation, especially Rs 2000 note, and until the RBI is able to pump in sufficient notes in the economy, virtual wallets will become the preferred makeshift arrangement for people. And fintech firms are confident of retaining their customers once they manage to get past the first hurdle-- customers making their first cashless transaction. ... "