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" ... First, this economy does not favor investors seeking a large return on their investment, except in a few key areas, though the economy is an arena where a larger number of smaller investors can still make a killing, primarily to help popular smaller businesses get past smaller barriers to entry. Markets are fragmenting and (perhaps worse) fractalizing, making it harder to make larger sums of money work effectively. Markets (as pricing mechanisms) are becoming more efficient, but they have also become decoupled from traditional equity exchanges, which work on the assumption of large companies providing long term returns through mass production. Microsoft, Amazon and Apple are now valued as trillion dollar companies, but given the largely digital nature of what they produce, the likelihood that they will actually return that kind of value as dividends is almost vanishingly small. ... "