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" ... As I said, UDF is a Mortgage REIT so it invests in debt, not equity. Simply said, the company doesn’t control the real estate so in the event of a default, UDF would have to foreclose on the property to recover its capital investment. ... "
" ... Now, it turns out, they’re not turning their streets into toll roads, or giving bond-buyers the ability to “foreclose” or take control either now or in the future. ... "
" ... The kicker is the OR anti-deficiency statute, which makes the lender's election to foreclose without trial (which we can't do in NY; there is no administrative foreclosure here) an election to waive any recourse against the mortgagor. Our deficiency statute is different (see NYRPAPL§1371). ... "
" ... To understand how cashless bail would alter our legal system, here’s a look at how it currently works throughout most of the country. When a person is arrested, that person is then released in exchange for money or collateral that the court holds until all proceedings and trials surrounding the accused are complete. It’s a security, generally posted by a friend or family member. It also may include putting up a piece of property that the government could foreclose if the person flees. Or it could be a bond dealer posting bond for the charged in exchange for a fee. The court banks on the accused showing up for his or her court date to recover the bail. If they don’t appear, they forfeit the bail and law enforcement or others pursue them to return them to court. Does Dog the Bounty Hunter ring a bell? ... "
" ... Unfortunately, Charlestown is far from the only municipality in the U.S. to deploy its property code in an abusive and unconstitutional manner. In Dunedin, Florida the city has tried to foreclose on homeowners over tall grass. Pagedale, Missouri and Doraville, Georgia cited residents for petty violations to fund city operations. In the Town of Eagle, Wisconsin a private law firm working with the city tried to get a judge to threaten jailtime if homeowners didn’t pay their fines. ... "