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" ... --Payroll tax cuts. Millions of people don't pay income taxes, but everyone who receives a paycheck gets dunned for Social Security and Medicare levies. These exactions make up FICA (the Federal Insurance Contributions Act). In 2011–2012 the first two percentage points of FICA tax were suspended. Propose a three-percentage-point holiday for at least five years. Lower-income earners, especially, would see a meaningful raise in take-home pay. ... "