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" ... Apple is staging the $2.5 billion commitment in five buckets. One is $1 billion for an affordable housing investment fund. It gives California an open line of credit to build new “very-low to moderate-income” house. A second billion-dollar fund will be made available for homebuyer mortgage assistance, providing new homeowners with financing and downpayment help. ... "
" ... Bootstrapping her business with savings originally meant for a house downpayment, Goodman grew GoodSkin from renting a small space on the upper east side to building out a design-forward flagship in the tony LA enclave of Brentwood, complete with secret VIP entrance. Here is how Goodman built LA and New York’s cool-girl medspa for the non-medspa-crowd. ... "
" ... However, many analysts argue that Canada's "alternative mortgages" aren't comparable to U.S. subprime debt because Canada requires homebuyers with less than a 20% downpayment to get mortgage insurance through the government, mitigating the risk, said Sunnerberg of Loomis Sayles. The bigger risk may come from uninsured borrowers whose equity resides just above that 20% floor and who lack that backstop, according to CIBC's Shenfeld. ... "
" ... We put together a group of tech executives, bankers, civil rights leaders, and others to kind of figure out what we want to do about these structural systems. We hit upon three things that was in our initial focus. There was the issue of 45 million Americans not having a credit score without which you really can’t borrow money to build wealth. You can’t start a business or buy a house if you can’t get a loan to do that and you need credit scores to do that, so what can we do about that structural requirement. And then we focused on the 20% downpayment requirement which is the common threshold for buying a house. People inherit money from their parents are more able to do that than people that don’t. White and asians are alot more likely to inherit wealth than blacks and Hispanics and what are we going to do about that. ... "
" ... “Every dollar we spend to strengthen our nation during this time of crisis is a downpayment that will pay for itself and help our country thrive in the future,” the letter said. “We must learn the lessons from the last economic crisis and pass a large stimulus package to get us back on track.” ... "