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" ... History also suggests buying dinars and dongs is not an effective buy-and-hold strategy either. “With transaction fees and spreads included, one would have lost money if they bought either the dong or dinar 10 years ago. The dong has depreciated heavily against the U.S. dollar since 2005 (around 35%) so you would have lost over half your money in the dong. The dinar has appreciated over the past decade, but still not enough to justify the transaction costs,” explains Kirchenbauer. On top of all that, try finding someone to sell that currency to in order to recapture your USD. ... "