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" ... But wait, there is more. The SBA’s interpretation completely reads the disjunctive article, “or,” out of the definition. The language of the definitional provision refers to “a wage, commission, income, net earnings from self-employment, or similar compensation.” The disjunctive, “or,” indicates that there are alternatives—multiple types of payments that may be “compensation” or “income.” It does not signify a restrictive interpretation. Again, the SBA’s interpretation completely reads this word and its function out of the statute. It fails, in other words, to give effect to the congressional language. ... "