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" ... And because the IRS’s interpretation of Section 265 could result in a requirement that debt discharged in bankruptcy or claimed as non-taxable by reason of insolvency pursuant to Section 108 give rise to an affirmative requirement to amend prior-year returns, which is beyond unreasonable, IRS Notice 2020-32 is invalid as a matter of law. ... "
" ... Full recovery happens long after a member is discharged from an inpatient program and progress needs to be monitored and augmented by ongoing support. Are these individuals attending regular meetings still or are they falling off in frequency? Have they gotten a job yet or have they been unemployed after leaving the facility? Are they visiting red flag zones? Knowing and reacting to red flags adds an extra layer of accountability that helps ensure that members stay the course. ... "
" ... The Consumer Bankruptcy Reform Act of 2020 will allow all federal and private student loans to be ... [+] discharged in bankruptcy. ... "