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" ... Hospitals can then send the reports and bills to the family through the app. This will also ease the clearance of insurance money, reducing processing costs and the disbursal of money on a priority basis. ... "
" ... Not only are they pioneering a new DeFi native model for giving, but Heeger has worked diligently to re-align the revenue generation mechanism for Endaoment from what he thinks is a broken traditional model. He sees the current DAF landscape as unduly profiting the major custodians, with funds deposited at major administrators of DAFs such as Fidelity, Schwab, and Vanguard recycled back into the system while they await disbursal. With average disbursal times of around 24 months from donation to disbursal, this incentivizes holding funds longer, while generating fees for the other side of the manager’s business on top of a fee for assets under management. Endaoment is attempting to fix this by charging fees only upon entry and exit from a DAF account that is weighted towards collection when funds are actually disbursed to charity, and no fee for assets under management. ... "
" ... The priority for mid-tier banks should be to close these gaps and streamline the end-to-end process of loan application, risk assessment, verification decision-making, approval and disbursal, while providing an intuitive and seamless customer experience. However, their position is a bit difficult while trying to maintain investments in their legacy systems and simultaneously digitalize their products. ... "
" ... We want to double our revenues and profits and we want to get listed in the next two years. We have been EBITDA-cash positive since August 2019, and we expect fiscal 2021 to be our first full year of profitable growth. Also, we are offering more financial services products and in the next one year it will be 50% of our business. We have done 1.2 million loans in the last two years. And we expect to close this fiscal year alone (ending March 31, 2020) with the disbursal of more than 1.2 million loans worth Rs. 15,000 million. ... "
" ... While established banks and financial institutions in India use conventional methods to assess an SMB owner’s credit-worthiness, fintech companies such as Capital Float disburse loans after using emerging proprietary technology based on big data, artificial intelligence and machine learning algorithms. Even routine jobs such as underwriting and other financial paperwork are automated, making the loan disbursal process much faster -- a matter of minutes, in fact. ... "