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" ... The rest of Lieber’s book walks concerned parents through the basics of 529 plans, Parent PLUS loans, and appealing financial aid decisions (generally considered bad form, unless you’ve had a “change in circumstances”). He disabuses us of tempting money-saving hacks like transferring from a community college to a four-year university (often unsuccessful) and pinning your hopes on an athletic scholarship (available to only 2% of high school athletes). ... "