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" ... Cyber insurance policies vary significantly in limits, features, coverages, and terms and conditions. The variation is not fully intentional and is part of the evolution of cyber policies. However, it causes difficulty for policyholders who may not understand which policy is most suitable. It also causes difficulty for reinsurers in assessing their exposure to different risks. ... "
" ... Individuals and companies that have liability exposure may be able to give notice to liability insurance carriers and employers and may have some coverage for attorney fees and some degree of civil liability and criminal defense costs, but such coverages will not cover punitive damages or criminal liabilities. Creditor protection laws and planning for those at risk can also be considered, but it can be a crime to transfer assets for the purpose of avoiding the payment of restitution to the U.S. Government, or even to avoid individual creditors in some jurisdictions. Some defendants may divorce and pay assets to the spouse before going to jail so that there will be nothing left for the creditors. Very rough days lie ahead for those who were integrally involved. We have seen families broken when white collar individuals go to jail for breaking federal laws. It is not a pleasant sight. ... "
" ... There are essentially six types of travel insurance coverages, according to the research firm Ibisworld. These include Cancellation, Delay, Trip interruption, Emergency medical, Personal effects (like delay or loss of your luggage), and the ever-popular Accidental death. Of course, one policy could include most or all of these coverages. ... "
" ... When it comes to the short list of top prospects for the Cavaliers, Okongwu sits firmly at the top. The USC center probably had the most impressive statistical season in college basketball last season, averaging 16.2 points, 8.6 rebounds and 2.7 blocks per game while shooting 62 percent from the field. While none of those are eye-popping individually, the total package is incredibly rare. Okongwu’s main draw is actually as a perimeter defender, similar to Cleveland center Tristan Thompson, in his ability to defend a variety of pick-and-roll coverages effectively. He also showed a good awareness as a traditional shot-blocker, and his impressive flexibility allows him to contest against more powerful drivers without fouling. ... "
" ... “He gives us energy,” Rivers said. “We're not a particularly loud team on the floor defensively. Pat is, in a lot of ways, with that starting lineup, a defensive captain with his voice. He calls out coverages. He holds everybody responsible. And to have that voice to start games is just invaluable.” ... "