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" ... Additionally, and perhaps contradictorily, the direct listing of Coinbase – a centralized crypto exchange that 1) holds keys (custody) on behalf of customers, and 2) derives the vast majority of its revenue from trading fees and commissions (like incumbent brokerages used to) – might be the factor that accelerates crypto acceptance and mainstream utilization. Like has been said before, blockchain and crypto are fantastically innovative technologies with an array of applications, but some integration and overlap with existing financial structures is going to be necessary. ... "