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" ... Considerable research, apparently, shows that a degree of struggle – “desirable difficulties” is the term of art -- is critical for learning, and “obstacles that make learning more challenging, slower, and more frustrating in the short term” can make it “better in the long-term,” while excessive hinting “bolsters immediate performance but undermines progress in the long run.” In part this relates to the “generation effect” – “struggling to generate an answer on your own, even a wrong one, enhances subsequent learning.” Epstein describes a captivating study of Air Force Academy cadets demonstrating that the highest-scoring students on a Calculus I final (the only exam in the course) tended to taught by professors rated highly by students, yet these students were not the ones who retained the information best . They felt like they were learning, they credited their teachers for teaching them, but the teaching didn’t stick. In contrast, it was students whose immediate performance was worse, and who didn’t feel as good about the effectiveness of their teachers, who actually emerged as the best educated, as evaluated by performance in subsequent classes that required Calculus I as a prerequisite. “Professors who excel at promoting contemporaneous student achievement,” the researchers observed (per Epstein) “on average, harm the subsequent performance of their students in more advanced classes.” The researchers suggested (but hardly proved) that the professors with the less-happy but better educated students may have focused on making connections. ... "
" ... Finally, my analysis of the historical correlations between hard and soft data surprises suggests that if the hard economic indicators haven’t followed the soft indicators higher by now, then they may never do it. I looked at the correlation of two economic surprise indexes compiled by Bloomberg — one that encompasses all the soft U.S. economic indicators and another that encompasses all the hard U.S. economic indicators — going all the way back to January 2000. In general, I found a strong contemporaneous correlation between the soft and the hard economic surprises. A positive surprise in the soft economic data in any given month tended to be matched by a positive hard economic data surprise 60% of the time. If I take out the unusual post-election divergence period, that contemporaneous correlation increases to 63%. ... "
" ... Forex trading is an ordinary gain or loss by default, but traders may elect to opt out of Section 988 into Section 1256(g) on “major currencies” only, which means the U.S. future exchanges list the same pairs. The U.S. brokers do not issue a 1099-B for spot forex transactions. A trader must file a Section 988 opt-out election on a contemporaneous basis in a taxpayer’s books and records. That means internally as opposed to filing it with the IRS. You can file the election for the whole year or part of the year. Many preparers mess up forex tax treatment, and IRS and state agents are confused over the reporting, too. ... "
" ... Of course much was still missing: air delivery, automated housekeeping, autonomous power, television. However the fusion of external protection and internal efficiency in an affordable, portable factory-built system put the Wichita House at approximately the same technological level as contemporaneous cars and aircraft – somewhere between a biplane and an F-14 – and also plotted a direction of progress in terms of engineering. This is what separates it from the mechanistic formulae of European Modernism. Cars and airplanes are more than the sum of their prefabricated parts, and certainly more than their external appearance. The real innovation is in the integration of technologies from multiple domains to augment functionality in manifold dimensions: speed, reliability, comfort, efficiency, expense, durability. ... "
" ... The DOL rescinded the implementation of the 80/20 rule in November 2018 when it issued a new guidance to employers stating it would not longer limit the amount of duties related to a tip-producing occupation that may be performed as long as the duties are related to and contemporaneous with direct customer service. ... "