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" ... 4. Grades and teacher recommendations can also predict academic success, but they vary depending on the school environment. A hard-working, conscientious student at a school where most students are struggling might get straight A’s but could still have a lot less academic knowledge than a straight-A student at a school where most students are working at a high level. ... "
" ... Although I can’t speak for all such conflicts, personal observation confirms what typically happens in these situations: The conscientious student carries the workload and finishes the project. The slacker tunes out. And they both get the same team-project grade. ... "
" ... I am a journalist who has focused on financial services and business-related coverage for more than 20 years, both as a freelance writer and a staff writer for various nationally and internationally recognized publications. I enjoy writing on a variety of topics within financial services, which is evident from the broad scope of my work. My coverage areas include: alternative lending and funding, banking, college planning, debt management, fintech, the financial advisor business, insurance, mutual funds, personal finance, retirement, small business and wealth management. I particularly love freelancing because every day is a new adventure, and every article a new learning opportunity. I’m conscientious and attentive to details and truly enjoy the art of crafting words into thought-provoking and interesting stories that help readers understand complicated topics better and assist them in their financial lives. ... "
" ... So it’s both timely and necessary that pension funds invest in our infrastructure. Three additional advantages: first, on the environmental side, these would be the most conscientious - not to mention diligent - investors in the world, arguably alleviating some of pressure on our current regulatory structure; second, pension fund investments would engage all of us as owners in infrastructure - imagine that power to bring us together in common cause; and, third, funding would be essentially unlimited - at a reasonable level of 10%, this would create an investment pool - call it the U.S. Aggregated Sovereign Wealth Fund - of $3.3 trillion. ... "