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" ... This is the little-known story of how the Visa credit card was invented in 1968. It is a tale of early networking thinking by a pioneer who believed that the most resilient structures are not top-down hierarchies but rather collaborative systems of agreements like those found in nature. Dee Hock, the founder of the modern credit card, calls these systems “chaordic” because they exist between chaos and order and operate by shared agreements of purpose and practice. Hock sought to create an organization bigger than himself and quietly stepped down from the CEO role in 1984, believing that if he had created a resilient and sustainable organization it would not be dependent on his engagement. Hock chose to live a life of quiet anonymity on a ranch on the Pacific coast, which is why you have probably never heard of this visionary. ... "