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" ... Hi Larry, I was born in 1956. I have been divorced after being married over 10 years and I am unmarried. My ex is 63 and has been on SSDI. What are my options for collecting auxiliary benefits now versus waiting until full retirement, and how does each choice effect benefits in the present and going forward? What happens in either case to the auxilary benefit if I wait to collect at 70? What happens to my auxiliary benefit if she does the same when she turns 65? Thanks, Hal ... "