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" ... To be sure, it doesn’t take much imagination to see the dystopian effects of such a system. How your social credit score is created is something of a black-box (much as the case with ESG), and rumours that it can be effected by certain innocuous behaviours are likely to create the type of self-sensorship that we in the west find so abhorant to our value of personal freedom. That said, given the absence in the west of a viable alternative to money when automation passes the tipping point, social credit stacks up as an alternative to UBI schemes as a means of allocating scarce resources on merit rather than capital. ... "